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  • This poem was posted on behalf of a fellow mugger. You can find more of his work by searching the archives for "Poet Laureate Joe" or clicking here.Animals on the Road Seeing dead animals on the road almost makes me cry.And when I see them, I often have ...
  • A little birdy told me that the video tutorial we have on adding a video to posts goes too quickly to follow. I looked at it and realized I didn't even caption it or give any instructions beyond what's shown on film. Oops. I'll include that video at the e...
  • easily.  EASILY THE MOST INSIPID TALKING POINT TO COME OUT OF THE ENTIRE DEMOCRATIC PARTY IS THEIR WARNING TO THE GOP THAT THEY WILL HAVE TO EXPLAIN THEIR BEHAVIOR IN HISTORY.  LOL  SERIOUSLY?  YOU THINK THESE LIARS CARE ONE WHIT WHAT ...
  • For now, i have no idea where my life is going. I have no lead. Its like pointless.Maybe it will improve, maybe not. I have no idea. 
  • I AM GONG TO ASSUME, IF YOU ARE READING THIS, THAT YOU ALREADY KNOW WHO RICK PERRY IS.  IF YOU DON'T, I THINK YOU WON'T BELIEVE ME WHEN I ACTUALLY TELL YOU WHAT HE HAS SAID ABOUT ANY SUBJECT THAT REQUIRES AN IQ OVER 20.  HE IS A COMPLETE AND TOT...
  • EVERYBODY WHO TOUCHES TRUMP BECOMES SO INFECTED BY THE CONTACT.  WHEN WILL THEY WAKE UP?  WELL THEY HAVE.  HERE THEY COME. THE DEFECTORS TO TRUMP'S LOYALTY PLEDGE.  HERE COMES THE RATS FLEEING THE SHIP AND THEY ARE ALL SUBPOENAED. ...
  • The entry "Namaste" was the actual beginning ofthis section Meditation 2. But from now on the first talks will be the latest of whatever i talk about............................1/23/21tossed on the waves of illusionwe weave this life, our real...
  •                                                last update 01/09/2020                   &n...
  • I'll try to conversate.  About a subject that no one cares about.  Talk about a challenge.  …ANTHEM.  You just gotta hear about this place.  I'll try and be interesting.  First of all, it's in Arizona and is in North P...
  • Jake was a beautiful dog, born to a mother who was a prized champion.His father however, didn't have the blue blood like she did. It wasn't supposed to be that Jake wasborn of this union, but somehow, even with all precautions taken, it still happened. In...

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Where Does the Money Go?

  • I was recently inspired to come up with a list of normal household expenses, including the types of insurance a "financially responsible"person might consider.  This isn't exactly a scientific (some data came from as far back as 2012- I pulled the most recent numbers I could find) or all-inclusive list, but I did research yearly income and costs for an average American family of 4.  Here's the results...

     

    Item                      Amount                              Balance Average Income $75,845 $75,845 Health Insurance ($5,430) $70,415 Out-of-Pocket Medical ($4,565) $65,850 Dental Insurance ($1,800) $64,050 Out-of-Pocket Dental ($873) $63,177 Vision ($429) $62,748 Short-Term Disability (one employee) ($50) $62,698 Long-Term Disability (one employee) ($106) $62,592 Term-Life ($240) $62,352 long-term care ($1,000) $61,352 Home Owners Insurance ($823) $60,529 Out-of-Pocket Prescription ($700) $59,829 Average Mortgage Yearly ($12,732) $47,097 Average Electric Bill ($1,287) $45,810 Average food cost- family of 4 ($15,028) $30,782 Federal taxes ($5,484) $25,298 State Tax ($1,972) $23,326 Water ($335) $22,991 Flood Insurance ($650) $22,341 Natural Gas ($1,140) $21,201 Mortage Insurance ($1,000) $20,201 Property Tax ($1,180) $19,021 Cost of Maintaining a Home ($1,520) $17,501 Total Funds Left for Discretional Spending $17,501 "Optional" Spending Average yearly daycare costs ($16,236) $1,265 Transportation (no vehicle owned) ($5,520) ($4,255) Cost of Owning a Sedan ($9,122) …

     

    Most American families own 2 cars, but I guess this one is going to have to walk, because they're already in debt.  They're naked (no clothing allowance) and also can't read this because they have no internet, computer, phones, TVs, cable, nor any retirement or emergency savings.  Ooh, and they don't leave the house or have any entertainment because they're broke.

     

    (Short-term/ Long-term disability based on a healthy man in his 30's, Term-life based on a 30 year term w/ a healthy man in his 30's, Long-term care based on a couple.  Also note, that if one adult stays home, there would be no child care expense, but in the event of that spouse becoming unable to perform duties, there is no insurance to cover the costs involved in outsourcing his/her work at home.)